Services

The associates of Bozeman Financial Advisors offers independent*, fee-based, fiduciary financial advising with the ability to customize portfolios designed to meet client needs, without the influence of product-based commissions or fees.

*Please note: The investment advisor representatives in KMS branch offices are under the supervision of KMS Financial Services, Inc.

Securities Brokerage

Our relationship with KMS Financial Services, Inc.gives us access to publicly traded stocks and bonds in addition to a wide range of open-end and closed-end mutual fundsexchange traded funds (ETFs), and unit investment trusts, as well as annuity and life insurance products. We have used KMS’s services for more than 25 years.

Advisory and Advanced Planning Services

Because our advisory services are fee-based and not tied to commissions, we have wide flexibility in structuring our clients’ financial options. Our services can accommodate most account sizes, financial goals and risk-tolerance preferences and can include personal consultation and written financial plans in addition to asset and portfolio management. We offer sophisticated solutions for a range of client situations including tax-aware handling of business planning, charitable giving, trusts, life insurance and retirement planning.

Retirement Service for Individuals and Businesses

We help individuals and businesses reach financial and retirement goals through investment options such as IRAs401(k) and 403(b), and other non-qualified investment accounts.

Annuity contracts blend the features of insurance contracts with those of market-based investments. With access to a wide variety of insurance companies, we help our clients procure the right policy based on their specific needs.